Parc Canberra Executive Condo

Rare New EC Near MRT!  Launching end Jan 2020

Housing Loan Information

Residential Home Loan Regulations (MAS)


First Loan

Second Loan

Third Loan

Loan Tenure

Up to 30 years

31 - 35 years

Up to 30 years

31 - 35 years

Up to 30 years

31 - 35 years

Age

Age used to calculate loan tenure, will be based on income-weighted

Up to

65

Up to

70 - 75

Up to

70 - 75

Up to

65

Up to

70 - 75

Up to

70 - 75

Up to

65

Up to

70 - 75

Up to

70 - 75

Maximum LTV Limit

75%

55%

55%

45%

25%

25%

35%

15%

15%

20% (non-individual)

Minimum Cash Downpayment

5%

10%

10%

25%

25%

25%

35%

15%

15%

Guarantors / Co-Borrowers

All Co-borrowers must be mortgagors. 
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria

Mortgage Servicing Ratio

N/A

Total Debt Servicing Ratio

60%

Stress Test Interest Rate

3.5%

Important Updates: For health reasons, Only Clients with appointment are allowed to enter showflat
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